Finance and its impact on everyday life.

Starting financial literacy early on, with the focus on high school students and college students.

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Project Stage: Select the description below that best applies to your approach.

  • Idea (hoping to get started in the future)

1. The Problem: What problem are you helping to solve?

Financial literacy is not taught in classes or thought about in peoples everyday lives. They get credit cards or take loans without knowing the interest they are paying. They do not know how to invest or create a retirement plan.

2. Your Solution: How are you planning to solve this problem? Share your specific approach.

I hope to find like minded individuals who could possibly get college credit or volunteer hours to teach the youth about this knowledge. Many students will benefit from even the basics. What a saving account is, how they can earn money from compounding interest etc.

3. Personal Journey: What’s the story behind why you decided to start this project?

I have lived my whole life learning only about finances through trial and error and mostly error. I've made erratic purchases and swiped my credit or debit card without thinking about how much I'm really spending. I want to learn about investments and how I can earn money while not doing much but keeping my money in a single place and either forgetting about it or checking so often. I would have wanted this knowledge when I began my first job. I wanted to know how to track my finances. I wanted to know what a emergency fund is and how it can help me out of financial hardships.


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